Terms of Use

By using this website or submitting information through our forms, you agree to these Terms of Use. If you do not agree, please do not use this website.

1. About Contractor Capital

Contractor Capital helps construction and trade businesses explore business-purpose financing options by connecting them with independent third-party lenders, funders, brokers, financing providers, and service partners.

Contractor Capital is not a lender, bank, or funding provider. We do not make credit decisions, run credit, issue approvals, fund transactions, or determine final rates, terms, fees, funding amounts, repayment amounts, or repayment schedules.

Any financing offer, approval, rate, term, fee, repayment structure, or funding decision is made solely by the applicable third-party provider.

2. No Guarantee of Approval or Funding

Submitting an inquiry through Contractor Capital does not guarantee that you will be approved for financing, receive funding, qualify for a specific product, or receive any particular rate, term, amount, repayment structure, or offer.

Financing availability depends on many factors, including business revenue, time in business, credit profile, industry, documentation, lender criteria, underwriting standards, and applicable laws.

3. Business-Purpose Use Only

Contractor Capital is intended for business and commercial financing inquiries only. Our services are not intended for personal, family, household, or consumer-purpose loans.

By submitting information through this website, you represent that you are acting on behalf of a business and that any financing request is for business or commercial purposes.

4. Information You Provide

You agree that any information you submit to Contractor Capital is accurate, complete, and current to the best of your knowledge.

You authorize Contractor Capital to use the information you provide to evaluate your inquiry, contact you, and share your information with third-party lenders, funders, brokers, financing providers, and service partners who may review your business for financing options.

You are responsible for ensuring that you have authority to submit information on behalf of the business identified in your inquiry.

5. Communications Consent

By submitting your contact information, you consent to be contacted by Contractor Capital by phone, email, text message, and other electronic communications regarding your business financing inquiry.

Communications may be sent manually or through automated methods where permitted by law. Message and data rates may apply.

You may opt out of marketing communications as described in our Electronic Communications Consent and Privacy Policy.

6. Third-Party Providers

Contractor Capital may share your inquiry with independent third-party lenders, funders, brokers, financing providers, and service partners. These third parties operate independently from Contractor Capital and may have their own terms, privacy policies, underwriting standards, fees, disclosures, and agreements.

Contractor Capital is not responsible for the actions, decisions, products, services, representations, or omissions of any third-party provider.

You should carefully review all financing agreements, disclosures, fees, repayment terms, and provider policies before accepting any offer.

7. Compensation Disclosure

Contractor Capital may receive compensation from lenders, funders, brokers, or financing partners if your business obtains financing through a referral. Applicants do not pay Contractor Capital a fee for submitting an inquiry through this website.

8. Website Content

The content on this website is provided for general informational purposes only. It should not be considered financial, legal, tax, accounting, or professional advice.

You should consult your own advisors before making financial decisions or entering into any financing agreement.

9. No Misuse of the Website

You agree not to use the website for unlawful, fraudulent, harmful, abusive, or unauthorized purposes. You also agree not to interfere with the operation, security, or availability of the website.

10. Intellectual Property

All website content, branding, logos, text, graphics, design elements, and other materials are owned by Contractor Capital or its licensors and are protected by applicable intellectual property laws.

You may not copy, reproduce, modify, distribute, or use our content or branding without prior written permission.

11. Disclaimer of Warranties

The website and services are provided on an "as is" and "as available" basis. Contractor Capital makes no warranties or representations that the website will be uninterrupted, error-free, secure, or that any financing option will be available to you.

12. Limitation of Liability

To the fullest extent permitted by law, Contractor Capital shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use of the website, your reliance on website content, your submission of information, or your dealings with third-party providers.

13. Indemnification

You agree to indemnify and hold harmless Contractor Capital, its owners, employees, contractors, partners, and affiliates from any claims, damages, losses, liabilities, costs, or expenses arising from your use of the website, your submission of information, your violation of these Terms of Use, or your dealings with third-party providers.

14. Changes to These Terms

Contractor Capital may update these Terms of Use from time to time. The updated version will be posted on this page with a revised "Last updated" date. Your continued use of the website after changes are posted means you accept the revised Terms.

15. Contact Us

If you have questions about these Terms of Use, contact us at:

Contractor Capital

Email: info@contractorcapital.com